Property Damage/ Homeowners Insurance question??

I woke up this morning to find a Century 21 sign had knocked down my chain link fence. Upon closer inspection the top pole is completely bent... Im sure a car had to have hit the sign to cause such damage. Do i call the police? Do i report the damage to my homeowners insurance? I have a 500 dollar deductable... Im sure the damage is repairable for much less than that! What steps should i take? Just fix the fence and forget about it?|||just fix it and don,t tell your insurance co. it,s cheaper that way. I would call the cops and make a report|||If the damage is less than your deductible I would repair it and forget about it. Is it a sign in your own yard to sell your house?


If so, try to move it to a better location. If it belongs to someone else, tell them to move it somewhere else.





Its much better just to take care of things under your deductible yourself. Unfortunately, if you report it to your ins. company, even tho no claim is eventually paid out, it can be taken into consideration later. Hate that it works this way and I think it is totally UNFAIR, but sometimes it happens.|||Report it to the police. Call Century 21 if the sign does not belong to your house. Do not report it to your insurance company.|||Call the police and make a report. If you can see a dent in the sign, it's obvious it was caused by a vehicle. Call a Century 21 agent about the sign. Then if the damage is less than your deductible, just fix it. If the sign was on your property and not advertising your home, Century 21 may help in the repairs.|||If the Century 21 sign belongs on your land, you may want to call your real estate agent and let them know that it has been damaged. Otherwise they may hold you liable for the damage sign, though I don't think that they cost too much. If the repairs are going to be under your deductible its best not to turn them in, unless you can prove who did the damage. If you think you know who has done it, your insurance company may be able to help get damages from the third party. This varies state by state. But if it is under your deductable just fix it yourself.|||Call The Century 21 office. Sounds like they put sign to close to your property. If they blow you off then call the police.|||making a claim on your home owners policy for anything short of a total loss of the house or major damage will be a decision you will regret.





go after c21